Save Money on your Takeaway with AK Management

AK Management is taking this opportunity to look at everyone’s favourite luxury; the takeaway. However much is it costing you and is it possible to save money on your takeaway?

In the cold of winter people have to put certain things first. It’s so cold that people naturally have less energy and feel less happy when the winds are blustering and the nights come early.

As such it’s more important than ever to get yourself the odd treat in winter. Mental health can be a serious issue when it’s chilly and you need something to look forward to.

There’s nothing better for cheering you up than a takeaway. They’re filled with all the stuff you want to eat and the fact that you don’t have to cook for a night means that you get the chance to actually relax when you eat, rather than being tired from cooking and stressing about the pile of washing up you’ve left in your wake.

It's Hitting Your Budget

However as we’re sure you know, you don’t get anything in life for free. When you get a takeaway you’re paying for quality ingredients as well as the time and energy it takes to cook, delivery and extra costs. It’s adds up.

Say for example that you’re a huge pizza fan, and you get one from the local takeaway maybe twice a week. Now say that it costs £10 per pizza, maybe you’re paying £5 for sides, drinks and any other extras. That’s £30 a week you’re spending on takeaways and £120 a month.

This really eats into your budget and takes money that you can use for other things away, leaving you cash strapped. However the truth is that there are plenty of ways you can enjoy a nice takeaway and not have to cut corners in other areas.

Get Smart with your Takeaway

Start by doing your research.  Takeaways vary in price and if you want to get that extra treat for a cost that won’t leave you strapped, you’re going to need to look around. Don’t let laziness get the better of you; you’ll only end up paying.

Also takeaways want to find any way they can to make money. This is why they use cash saving vouchers to hook people in. Take advantage of them; play them at their own game. Use these vouchers to get your meal for less.

Another way to cut the cost of a takeaway is to pick it up yourself rather than wait for it to be delivered. Takeaways tack on charges as high as £5 just for delivery and by picking it up yourself not only are you saving this money, you are working off all those delicious calories you’re about to take in.

Expand the Takeaway Pool

Sometimes however the budget is too stretched to spring for takeaways. In the winter especially you shouldn’t let this stop you; you need to give yourself a treat to get through the cold months.

Get a small loan so that you can inject some extra cash into your budget. This will give you the wriggle room you need to get it balanced. Make sure you find a loan with a steady repayment plan and low interest rate and it’ll slot in nicely.

If you need a little help finding this loan come to AK Management, the loan finder dedicated to matching you to the perfect loan. Get in touch and one of our team would be happy to use your circumstances and how much you need to find the right loan for you.

A takeaway is the treat you need to make it through the winter. Don’t deprive yourself of this one luxury; just get smart about how you indulge!

Why not find out more about AK Management on our About.Me page, our Google Sites page or our Facebook page.

Does the Cost of Fruit Send You Bananas?

Everyone knows that they need to eat fresh fruit and vegetables, but with the price of food rising quicker than inflation, crafting a healthy dinner can be a real drain on the bank balance.

Consumer watchdog Which? agrees with the British public and in recent years criticised some of the pricing practices employed by supermarkets, which make it difficult to tell whether pre-packaged or loose fruit is cheaper.

With household budgets stretched to breaking point all over the country, shoppers are on the lookout for a bargain, in order to save money and live more comfortable lives, but according to Which? it is difficult to know how to get the best price.

In supermarkets, we often have the choice of buying fruit either loose, packed in bags or in punnets, or sometimes peeled, sliced or served in chunks. But the differences in the way that the supermarket breaks down the cost of each item, makes it impossible without the use of equations, to tell which is the cheapest purchase to make.

A punnet of plums in ASDA was one of the examples given by Which? A 400g punnet would cost a shopper £2.50 per kilogram, yet a punnet of six was priced at 25p per plum. Do you know how much a single plum weighs…?

Which? has highlighted the difficulties facing thrifty shoppers who are trying to make their pennies go as far as possible. Legislation means supermarkets must display a breakdown of the price. They get out of this though because it does not stipulate how this must be calculated. This means shops are free to use whatever unit prices they please, just to make it harder for all of us.

Shops are also not required to display a unit price when they are offering special deals, such as 'buy one get one free'. This can make it very challenging to work out whether the special offer is cheaper than buying an alternative brand.

The British Retail Consortium has denied the claims made by Which? and said that in some cases, the number in the pack matters more than how much it weighs.

However, according to the report from Which? it is the inability to compare the goods on a like-by-like basis which is at the heart of the problem.

Food inflation has caused problems in many households, with the cost of feeding a family increasing sharply. In some cases parents are even going without meals in order to feed their children, whilst others have had to cut corners just to meet the cost of bills.

Spend and Eat!

This really isn’t the way to go about getting your bills paid off; we all need to eat fruit and veg to stay healthy and live long lives. Why not try taking out a loan to ease money worries instead?

The great thing is that you won’t need a big loan for this, just a bit to cover your costs and ease your mind a bit. Loads of providers offer small loans at great repayment rates and great interest rates. However it isn’t always easy to find the best deal.

If you don’t know where to begin looking, let AK Management, a loan matchmaker, do the heavy lifting for you. Give us a call, talk to a professional on our team who’ll run through with you what you need and your circumstances. Then they’ll point out which loan is right for you. Nice and easy!

Don’t let a few bills take away from you the great feeling you get when you’ve eaten some fruit and veg. In this world we need to make sure we stay healthy, and that we enjoy it too!

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